Medical Billing Disputes,
fought and resolved.
Medical billing errors are rampant — duplicate charges, upcoding, balance billing, and surprise bills cost Americans billions every year. Our AI Legal Nerds help you identify errors, dispute invalid charges, and protect yourself from abusive medical debt collection.
Common Medical Billing Errors
Studies show that up to 80% of medical bills contain errors. Knowing what to look for is the first step to fighting back.
Duplicate Charges
Being billed twice for the same service, medication, or supply is one of the most common billing errors. Always request an itemized bill and compare it line by line against your insurance explanation of benefits.
Upcoding
Upcoding occurs when a provider bills for a more expensive service than what was actually performed. For example, billing for a complex office visit when only a routine checkup occurred. This is both a billing error and potentially fraud.
Surprise Bills
Federal law — the No Surprises Act — now protects patients from most surprise out-of-network bills. If you received a surprise bill after January 1, 2022, you may have strong legal protections that limit what you owe.
Unbundling
Providers sometimes separately bill for services that should be bundled together at a lower rate. Our AI identifies unbundling patterns in your itemized bill that may be costing you hundreds or thousands of dollars.
Wrong Diagnosis Codes
Incorrect ICD-10 diagnosis codes can result in insurance denials or higher patient responsibility. Our AI helps you verify that the codes on your bill match your actual diagnosis and treatment.
Balance Billing Violations
In-network providers generally cannot balance bill — charging you the difference between their rate and what insurance pays. Many balance bills are illegal under state and federal law.
How to Dispute a Medical Bill
Request an itemized bill
You have the right to an itemized bill showing every charge. Request one in writing from the billing department. Compare it against your Explanation of Benefits from your insurance company.
Identify errors and violations
Our AI helps you analyze your itemized bill for duplicate charges, upcoding, unbundling, surprise billing violations, and other errors. Most people find at least one significant error.
File a formal dispute
Send a written dispute letter to the provider's billing department identifying each error with supporting documentation. Our AI drafts this letter professionally and strategically.
Escalate if needed
If the provider refuses to correct valid errors, file complaints with your state insurance commissioner, the No Surprises Act helpline, and your state attorney general's consumer protection division.
🛡️ The No Surprises Act — Your New Federal Protection
Effective January 1, 2022, the No Surprises Act protects patients from unexpected out-of-network bills in most circumstances.
Emergency care — you pay in-network cost-sharing regardless of provider network status
Non-emergency care at in-network facilities — out-of-network providers cannot balance bill without advance consent
Air ambulance services from out-of-network providers are now protected
Providers must give good faith cost estimates before scheduled services
If you get a surprise bill, you can dispute it through the federal independent dispute resolution process
Violations can be reported to the No Surprises Help Desk at 1-800-985-3059
Do not pay a medical bill you have not reviewed
Get expert AI guidance on your medical bill — identify errors, understand your rights, and dispute invalid charges.